Cruttenden lives in East Sheen, southwest London. She married actor Sean Bean in 1997 and had a daughter, Evie. Three months later the couple started divorce proceedings; they divorced in 2000. In 2003, she married Jonathan Fraser. They have a child, Merle.
Cruttenden played opposite Sean Bean as his character's onscreen wife Jane in several episodes of the TV series Sharpe. She has appeared in the sitcom Not Going Out as Anna since 2014.
